Private plumbing insurance
The PPTEU has secured Private Plumbing Insurance for the year 2021/2022. This year we are pleased to offer this policy to our members free of charge. To be eligible for this insurance you must be a full and financial member of the PPTEU for the full term of the policy, you must also be registered with the Victorian Building Authority.
The policy starts on the 1st September 2021 and expires at 4.00 pm on the 1st September 2022. The insurance covers all members who are working on their own homes or for immediate family, for which no monetary fee is charged or received.
You are allowed to do 6 jobs a year under this policy, and by law you must have the insurance for 5 continual years.
The $5,000,000 limit for Public Liability claims is the individual limit for each claim. Wheras the $5,000,000 limit for Products Liability and $50,000 limit for Goods in Care, Custody or Control are the total limits shared amongst all insureds for the Period of Insurance.
Please fill out both the attached application forms and forward to 52 Victoria Street Carlton South 3053, or email to firstname.lastname@example.org. Please allow 7 business days for processing.
It is your responsibility to keep your Plumbing Registration with the VBA current and up to date. For all inquiries please contact 1300 815 127. Compliance forms are attainable from the Victorian Building Authority at 733 Bourke Street Melbourne, 3000.
Download your "QBE Victorian Plumbers Liability Application Form" below.
Download your "Plumbers Defects Warranty & Liability Insurance Application Form" below.
Leisure time illness Insurance (IPT)
Below is an example of the range of insurances available to Members whose employers pay Premiums and contributions on their behalf, and are up to date at the time of the illness. They are of a general nature only. For more information see the Incolink members page to download a copy of "Building and Construction Industry Accident and Illness Benefits Program".
To further assist members as to how the benefits program operates, see our OH&S Bulletins titled "Changes to Leisure Time Insurance Benefit after 1st October 2016" and: "Working in the construction industry and you become ill or injured". It is important to know where your employer pays IPT on your behalf so as you know where to submit your claim. This can be Incolink, AFA if your employer is a member of the Master Plumbers Association or Chubb if your employer is a member of the AMCA. If you are uncertain, before filling out any claim form, ask your employer who their insurer is, and ask for a claim form. You may need to fill out two claim forms on separate insurers to receive your full benefit, depending on where your employer pays IPT on your behalf.
Members are advised to contact your OH&S Officers Chris Giblin or Steve Rocco for advice or assistance when making a claim.
Leisure Time Illness/WorkCover Top-Up/TAC Top up and Workplace Death and Trauma Benefits known as Income Protection and Trauma Insurance (IPT). This provides a range of insurance cover to workers where a worker suffers an illness in their leisure time which prevents them from working. Any disablement must occur within 12 months from the date of the illness. Workplace death and capital benefits provides cover when a worker suffers a workplace injury resulting in death or permanent total disablement which is not an illness and is covered by WorkCover. TAC top-up provides cover to workers who suffer an injury whilst in direct travel to and from work which involves a registered motor vehicle. (conditions and circumstances apply). WorkCover top-up provides cover to workers who are in receipt of WorkCover payments.
While an employer is making the agreed IPT contribution payments, the employee will receive insurance cover for Leisure Time Illness, WorkCover Top-Up, Workplace Death and Trauma and TAC Top-Up.
IPT Insurance provides cover for the following benefits:
- Weekly benefits for up to three years for a worker suffering from an illness (where a workers is under 70 years of age).
- Top up payments for workers suffering a workplace injury or illness which is covered by a statutory workers compensation scheme. Top up payments will be considered from the 53rd week of disablement whilst a worker is receiving WorkCover payments.
- Lump-sum capital benefits for workplace injury, resulting in death or permanent total disablement.
- Child care benefit, following a workplace death for a worker with dependents, to a maximum $30,000.
- This is only available where the employer pays the weekly IPT contribution on the employees behalf.
Cover cease the day the worker ceases work. (Other exclusions may apply) Any disablement must occur within 12 months from the date of the illness.
Leisure time injury Insurance
This cover is provided by your Redundancy contributions being up to date. It is important to read the above bulletin "Changes to Leisure Time Insurance Benefit after 1st October 2016". You may need to submit two claim forms to receive your full entitlement.
Provides cover to workers for accidents where a worker suffers an injury in their leisure time which prevents them from working. Any disablement must occur within 12 months from the date of injury. Also:
- Covers a worker where their injury results in a break or hairline fracture of a bone.
- Capital benefits where a worker suffers from death, paraplegia, permanent loss of hearing, permanent loss of limbs and third degree burns.
- Top-up payments for workers suffering an injury whilst in direct travel to and from work, which is covered by the statutory transport accident scheme.
- Discretionary cover for Emergency transport and accidental dental damage for you and immediate dependents.
- Funeral cover of $9,000.00 to the age of 70 years.
Cover ceases after 9 months from the last redundancy contribution. (Other exclusions may apply) Any disablement must occur within 12 months from the date of the illness.